Identification Card

Card given to each person covered under the plan which identifying them as eligible for benefits.

In-Area Services

Services provided within the "authorized" service area as specified in the plan.

Individual Contract

Contract with an individual covering that individual and perhaps specified members of his family.

In-Force Business

Life or Health Insurance for which premiums are being paid or have been fully paid. Total premium volume of an insurer's portfolio of business.

Initial Eligibility Period

During this time period, prospective members can apply for coverage without providing evidence of insurability.

Inside Limits

Limits placed on hospital expense benefits modifying benefits from the overall maximums stated in the policy. When applied to room and board, limits not only maximum amount payable, but also the number of days the benefit will be paid.

Insurance In Force

Annual premium payable on current contracts of insurance.

Intentional Injury

Injury resulting from an act, the doer of which intended to inflict injury.

Intermediate Care

Level of care associated with skilled nursing facility providing nursing care under the supervision of physicians or a registered nurse.

Intermediate Care Facility

Facility licensed by the state providing nursing care to persons who do not require the degree of care provided by a hospital or skilled nursing facility.

Intermediate Report

Claim report on the condition of a continuing disability.

Invalidity

Sickness.